Retirement Planning Questions

Roth Conversions and Charitable Giving For a Double Win

Oct 43 min read

Roth Conversions and Charitable Giving For a Double Win

At CQ Consulting Services, we take pride in being financial strategists who think creatively and embrace unconventional approaches,...

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What is The Difference Between Financial Freedom and Traditional Retirement?

Jul 52 min read

What is The Difference Between Financial Freedom and Traditional Retirement?

Forget everything you think you know about financial planning. Here at CQ Consulting Services, we are breaking the mold when it comes...

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Estate Tax Exemption Sunset 2026: What Happens When This Bill Expires

Jun 72 min read

Estate Tax Exemption Sunset 2026: What Happens When This Bill Expires

Are you aware of the looming changes to estate tax laws? The year 2026 marks a significant milestone as the current estate tax exemption...

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Best Time to Convert 401k to Roth IRA and Pay the Least Amount to Taxes

May 173 min read

Best Time to Convert 401k to Roth IRA and Pay the Least Amount to Taxes

Understanding the Benefits of a Roth IRA Conversion Converting a traditional 401(k) to a Roth IRA can be a strategic financial maneuver...

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Nine Reasons To Consider a Roth Conversion

Feb 82 min read

Nine Reasons To Consider a Roth Conversion

Are you pondering the idea of converting your traditional IRA to a Roth IRA? The decision could significantly impact your financial...

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Taking Control of Your Financial Future with The Power of Self-Directed and Self-Managed IRAs

Jan 192 min read

Taking Control of Your Financial Future with The Power of Self-Directed and Self-Managed IRAs

In an era where financial empowerment is paramount, the traditional approach to retirement savings may not be enough. At CQ Consulting...

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10 Steps of How to Have a Happy Retirement

Oct 9, 20233 min read

10 Steps of How to Have a Happy Retirement

Things to Do After Retirement To Have A Fulfilling Retirement When you envision your retirement and contemplate how to have a happy...

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Retirement Risks for High Income-Earners

Sep 15, 20232 min read

Retirement Risks for High Income-Earners

Retirement risks are a concern for individuals across various income levels, including middle- and high-income earners. Here, we cover...

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Decoding 5 Types of Retirement Annuities

Sep 1, 20232 min read

Decoding 5 Types of Retirement Annuities

Amidst bipartisan legislation paving the way for retirement plan sponsors to embrace annuities as a default option, there's no better...

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5 Ways to Beat the 'Bored in Retirement' Blues

Aug 18, 20232 min read

5 Ways to Beat the 'Bored in Retirement' Blues

You hear me all the time talking about retirement…. To me it’s not about hitting 65+ working cuz you want to not because you have to.....

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Tax-Free Retirement Income Strategies: Benefits of the New IRA for Peace of Mind

Jun 23, 20233 min read

Tax-Free Retirement Income Strategies: Benefits of the New IRA for Peace of Mind

The Changing Landscape of Retirement Planning In the past, Americans could rely on pensions and Social Security for a secure retirement....

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Claiming Social Security Benefits While Working: Understanding the Earnings Limit

May 18, 20232 min read

Claiming Social Security Benefits While Working: Understanding the Earnings Limit

Claiming Social Security benefits while continuing to work requires careful consideration to maximize your retirement income. In this...

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Mar 24, 20232 min read

Tax-Free Retirement Planning Options

Understanding the Benefits of Tax-Free Retirement Planning Did you know you can utilize life insurance as a tax-free retirement option?...

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3 Essential Retirement Expenses You Shouldn't Overlook

Mar 2, 20232 min read

3 Essential Retirement Expenses You Shouldn't Overlook

Planning for retirement involves considering various expenses, but some crucial costs often go unnoticed. While healthcare and living...

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RMDs and Your Retirement: Understanding RMD Rules and Regulations

Dec 5, 20222 min read

RMDs and Your Retirement: Understanding RMD Rules and Regulations

Required minimum distributions (RMDs) play a crucial role in retirement planning. These distributions are the minimum amount retirees...

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Types of Annuities and Factors to Consider Before Annuitizing

Sep 30, 20222 min read

Types of Annuities and Factors to Consider Before Annuitizing

Exploring the Different Types of Annuities and Important Considerations for Annuitization If you have an annuity or are considering...

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Postponing Retirement: Why Some Choose to Delay and How to Avoid Retirement Regret

Aug 12, 20222 min read

Postponing Retirement: Why Some Choose to Delay and How to Avoid Retirement Regret

Most people look forward to retirement. However, a surprising number of people hesitate to start their golden years -– or even...

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Protecting Retirement Savings from Life's Uncertainties: Strategies for Life-Proofing Retirement

Jul 21, 20222 min read

Protecting Retirement Savings from Life's Uncertainties: Strategies for Life-Proofing Retirement

Preparing for Life's Uncertainties in Retirement Planning There's no crystal ball that can predict life's unexpected twists and turns....

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How Does Social Security Work? 5 Things You Should Know About Social Security Benefits

May 6, 20222 min read

How Does Social Security Work? 5 Things You Should Know About Social Security Benefits

During your working years, your income determines how much you can expect to receive in Social Security benefits when you become...

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Retirement Savings Strategies with 401(k) and IRA: Maximizing Benefits through Diversification

Apr 25, 20223 min read

Retirement Savings Strategies with 401(k) and IRA: Maximizing Benefits through Diversification

Some people focus on saving for retirement with an employer-sponsored 401(k), while others use an IRA — but did you know you can have...

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